Indigenous Loan
Secure Your Home with a Low Down Payment and Flexible Approval. Tailored for American Indian & Alaska Native families, Alaska villages, tribes or tribally designated housing entities located in an eligible area, both on & off Native Lands. Available for New Construction, Rehabilitation, Home Purchase, and Refinance.
Indigenous Program Details
Borrowers apply with Land Home, coordinate with the tribe and Bureau of Indian Affairs for tribal land leasing.
We submit necessary documentation for HUD's Loan Guarantee Office approval.
Limited to single-family housing (1-4 units), credit score as low as 580, and fixed-rate loans for 30 years or less.
1% UPFRONT
Mortgage Insurance Premium (UFMIP)
2.25%
Down Payment
NO MONTHLY
Mortgage Insurance
Full Approval
Partial Approval
Ineligible